An additional benefit you can add to most if not all life
insurance contracts waiver of premium benefit is aimed at
covering the premiums in the event you are unable to work
due to sickness or disability.
When you apply for a life insurance contract you are given
the option to apply for waiver. The benefit will meet the
costs of premiums if you are off for more than 3 or 6 months
depending on the contract.
If you are unable to work and your doctor signs you off the
life insurance company after the set period of 3 or 6 months
will start paying the premiums on your behlaf until you are
fit to return back to work.
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